The Process
- Understand the client's current financial circumstance and how that may change over time.
- Examine what needs and desires the client has, both short and long-term.
- Define how conservatively, moderately, or aggressively the client wants to grow his/her funds, as well as discuss the level of risk that the client can handle and still sleep well at night.
- Allocate assets in appropriate investments that will help the client achieve his or her goals over time.
- Perform timely and regular reviews and assessments, ensuring the portfolio is accurately and consistently satisfying the client needs, personal situation, and current market conditions.